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Is Your Home Equity Part of Your Wealth and Retirement Strategy?

California homeowners 62+ with $1M+ homes are using the new Luxury Jumbo Reverse Mortgage to:

Book Your Equity Strategy Call

No credit pull required · 15-minute call, no obligation

As Featured In

The Wall Street Journal Bloomberg Top Agent Magazine

What Is the Luxury Jumbo Strategy?

Most homeowners assume a reverse mortgage is a last resort. High-net-worth retirees are using this one as a wealth strategy instead.

It's a private bank program — not government-insured — built for homes over $1 million, so it unlocks your equity's full value instead of a capped government limit, with none of the FHA insurance costs.

It replaces your mortgage payment with tax-free cash access, while you keep 100% ownership and control.

Couple enjoying wine on the patio of their home

How Our Clients Are Putting Their Equity to Work

Increase Monthly Cash FlowEliminate required monthly mortgage payments and keep more cash available each month.
Reinvest in the MarketMove inactive home equity into investments aligned with your broader wealth strategy.
Protect Your PortfolioDraw tax-free cash during market dips so your investments have time to recover.
Protect the Lifestyle You've BuiltTravel, fund family legacy plans, or upgrade your home — without touching your core retirement savings.
Skip Government FeesNo FHA mortgage insurance — unlike a standard, government-insured reverse mortgage.
Ira Meltzer

Ira Meltzer, Founder & CEO

Who We Are

One Million Dollar Plus has been trusted for over 40 years in financing and structuring some of the country's largest private residential loans.

Today, founder and CEO Ira Meltzer's passion is helping homeowners 62+ use the equity they've spent a lifetime building as part of a smarter wealth and retirement strategy.

For a limited time, Ira is personally conducting these strategy calls.

Awards

Top Mortgage Professional, Top Agent MagazineTop Lending Advisor, Coldwell Banker Mortgage

Frequently Asked Questions

How your title, income, and family stay protected.

Do I still own my home?+
Yes. You retain full 100% ownership and title to your home.
Will this affect my income or Social Security?+
No. The money you receive is not considered income and will not affect your benefits.
Can my family inherit the home?+
Yes, 100%. Your heirs inherit the home and all remaining equity. They can easily keep the property by refinancing, or sell it and pocket all the profits.
Does this have the FHA insurance fees reverse mortgages are known for?+
No. Those fees apply to government-insured HECM loans. This is a private, non-FHA program — zero FHA mortgage insurance.
Getting Started

Your Home Equity Strategy Call

Here's exactly what happens when you book your call.

1
Quick Intake A 5-minute conversation about your home and goals — no paperwork required.
2
See Your Exact Number Get your personalized qualification amount and confirm your new monthly payment: $0.
3
Decide, No Pressure Walk away with a clear yes or no. Zero obligation to move forward.

Your equity is already there.The question is whether it's working for you.

15 minutes. No obligation. Direct call with Ira Meltzer.

Book Your Equity Strategy Call
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